Dental benefits are based upon a contract made between an employer and an insurance company. While the staff at Precision Dental can answer many of the questions you might have concerning your insurance, it is to your benefit to contact your employer and/or insurance company directly.
They can provide the most up to date information available. Dental benefits are not medical benefits. Unlike medical insurance, dental insurance is meant to assist you in receiving dental care. Many times, dental benefit plans do not pay for completion of care.
PPO vs. Indemnity Insurance Plans
We currently accept most PPO and indemnity insurance plans. This means Precision Dental works with thousands of companies to ensure that you get the best dental benefits and care.
PPO plans allow you to choose to be seen by any dentist who participates with your insurance company. The charges are the same no matter which dentist you choose to see for services. This is because each dentist participating with a particular company has agreed to accept a specific fee for treatment. While it appears that a guaranteed quote would be simple to accomplish for participants of a PPO, this is often not the case due to changes in contracted fees. Precision Dental works with the most up to date information in processing your claims, however this is only an estimate. Actual fees, insurance coverage, and patient portion can vary. In the event that your insurance carrier pays less than the estimate amount, you are responsible for the unpaid balance.
Indemnity plans allow you to be seen by any dentist. Your insurance company covers a percentage of the costs billed by your chosen dentist. Out of pocket expenses vary depending on the practice fee schedule.
For your convenience, Precision Dental bills your insurance company. In the event the insurance company does not pay within 90 days, Precision Dental reserves the right to request payment in full from you for services rendered. While this outcome is unlikely, should it happen, it is your responsibility to collect these funds from your insurance company.
Precision Dental requires payment in full for your portion at the time of service. We accept all major credit cards and cash. Checks are also accepted, pending approval from our verification system. Because of this process, post-dated checks cannot be accepted. We apologize for any inconvenience.
Precision Dental works with CareCredit which provides six to twelve months “same as cash” plans as well as other interest bearing options to meet your treatment plan needs. All plans are based on approval, simply ask a staff member for an application.